Claim Settlement in New York, New Jersey, and other places varies from case to case, yes - it depends upon the Insurance Policy and claims caused. So just please have a look here as an Example - according to  NY rules:

(In Case of UI) Web Service:

It is best to apply for UI online. Sign in with your NY.GOV ID and follow the instructions to file a claim.  You may file your claim: (Or We will happy to Help you so Approach Us.)

  • Monday – Thursday from 7:30 am to 7:30 pm (Eastern Time)
  • Friday from 7:30 am to 5:00 pm
  • Saturday – all day
  • Sunday until 7 pm

Use Phone Service:

Call our Telephone Claim Center, toll-free during business hours to file a claim.

  • 1-888-209-8124
  • 8 am to 5 pm, Monday - Friday

Things you need to file your claim:

  • Your Social Security number
  • Your driver license or Motor Vehicle ID card number (if you have either one)
  • Your complete mailing address and zip code
  • A phone number where we can reach you from 8 am - 5 pm, Monday –Friday
  • Your Alien Registration card number (if you are not a U.S. Citizen and have a card)
  • Names and addresses of all your employers for the last 18 months, including those in other states
  • Employer Registration number or Federal Employer Identification Number (FEIN) of your most recent employer (FEIN is on your W-2 forms)
  • Your copies of forms SF8 and SF50, if you were a federal employee
  • Your most recent separation form (DD 214), for military service

You can file a claim without all of these documents. However, missing information can delay your first payment. (You may take help from any Expert team - Like Focal Point Insurance)

If you cannot print web pages, have a pen and paper to copy information.

If you choose direct deposit of your weekly benefits, you need a check that has your bank routing and checking account numbers.

If you need Help filing your claim - Possible ways:

If you have a disability and need help to file your claim, you may allow another person to aid you.

  • You must be present each time they help you and use your PIN.
  • You will be held accountable for the actions of your helper. 
  • You may be subject to penalties, including forfeiture of benefits if you are not present when your helper assists you.

"Under New York's No-Fault Law, pedestrians and cyclists hit by vehicles are entitled to medical and other benefits up to the policy limits, regardless of their state of residence or fault in causing the crash. MVAIC covers New York residents in hit-and-run and uninsured crashes."

Motorcycle Insurance
Blank Insurance Claim Form And Pen